Retirement

The Kingdom of Bahrain’s retirement system is subject to public and private sector regulations, and the oversight of the Social Insurance Organization.

In line with the Kingdom’s commitment to offering the public a better quality of life, social insurance is mandatory by law for all employed citizens in the Kingdom. The Social Insurance Organization (SIO) is charged with managing the social insurance fund and providing insurance services for all individuals covered by the Kingdom’s Civil Services Law (PDF, 2.1MB, 123 Pages, Arabic Only) and Social Insurance Law. Launched in accordance with Law No. (3) of 2008 (PDF, 227KB, 5 Pages, Arabic Only), SIO provides social insurance coverage for public and private sector employees against risks associated with old age, disability, death, work-related injuries, and unemployment.

The Social Insurance Organization (SIO) offers a comprehensive package of eServices via Social Insurance Organization Services, facilitating procedures for both individuals and institutions. Key services include:

• Pension calculation for private sector employees based on their preferred retirement date.
• Estimation of the average expected salary for any job within the private sector.
• Viewing and printing of the online Pension Salary Certificate for retirees from both the public and private sectors.
• Accessing and verifying employee salary statements for insured individuals.
• Salary assumption calculator for specific job positions.

For more information on retirement and social insurance, please visit: https://www.sio.gov.bh/